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At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
The
Business Banking Underwriter I is responsible for underwriting requests in this business line, to include a complete Business Banking product-set serving a defined relationship size. Using the bank's loan origination platform while working closely with line staff and loan processing to facilitate an efficient decisioning and pre-close process. Core responsibilities will be entry level in nature to drive our Business Banking division
As a Business Banking Underwriter I, you will:
- Underwriting business loan & business credit card transactions, using a combination of business banking origination platform scoring models and traditional underwriting techniques.
- Prepares the business loan presentation, completing each transaction's due diligence/compliance requirements and coordinating loan closing documentation.
- Responsible for quality control, including reviewing files for completion, accuracy and compliance with all applicable bank policy and regulatory guidelines.
- Completes all required online and classroom training. Demonstrates through performance, an understanding of all compliance issues related to this position.
- Responsible for understanding and adhering to bank loan policy and all applicable federal and state regulations, procedures and requirements, with regards to business lending.
- Performs other duties required or assigned in support of Bank's Credit Admin Department goals and objectives.
- Familiarity with commercial loan processing/servicing and works cooperatively with other credit and lending team members on related assignments for the Business Banking team. This will include acting as liaison to the bank's loan processing department and keeping this business line current with updates necessary for successful and collaborative service delivery.
- Assists with the maintenance of regular reporting of data to and from this business line, this will include working with applicable parties to maintain certain monthly reports on business line volume, decisioning, exceptions tracking, rate sheet maintenance, etc.
- Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
- Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
- Performs all other duties as assigned.
Qualifications:
- Bachelor degree with other specific professional or technical certifications in related field.
- 1-3 years banking background, with preference given to related experience and/or training in a loan processing or servicing, or entry level credit analyst, underwriting or regulatory role; or equivalent combination of education and experience.
Knowledge, Skills, and Abilities:
- PC, phone system, general office equipment
- Effective communication and collaboration skills.
- Excellent attention to detail and accuracy.
- Strong organizational and time management skills.
- Detail-oriented with the ability to manage multiple tasks simultaneously.
- Ability to represent the bank in a professional and positive manner.
- Must have the ability to analyze financial statement data for credit purposes, along with the ability to interpret various financial reports and analysis information.
Benefits:
- Medical, Dental, Vision, & Life Insurance
- 401(k) with a company match
- PTO & 11 1/2 Paid Holidays
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled
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Nicolet National Bank
life insurance, paid holidays, 401(k)
Nov 05, 2026