Vice President, Risk Management & Premium Audit

At Selective, we don't just insure uniquely, we employ uniqueness.

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.

Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Selective Insurance is hiring a Vice President of Risk Management & Premium Audit to lead strategy development and execution of Risk Management (Risk Control or Loss Control) and Premium Audit programs for standard lines commercial insurance clients. This role is responsible for the design of the department structure and ensures Risk Management and Premium Audit operations are adequately staffed, trained, and equipped to deliver consistent, high-quality services across all regions while driving compliance, operational excellence, and continuous improvement. This leader will collaborate closely with both regional and corporate operations to ensure alignment and to address the needs of local markets and overall company strategy.

This position can be located in either our Charlotte, N.C. office or our future Short Hills, N.J. location. Until the new Short Hills headquarters is operational, the successful candidate will be required to work in our Branchville, N.J. location during the interim.

• Develop enterprise-wide strategies for the Risk Management, Premium Audit and Telematics departments, setting performance standards, driving continuous improvement, and ensuring adherence to company policies through rigorous audits and quality assurance programs.
• Drive safety, loss prevention, premium audit and telematics transformation initiatives by leveraging advanced analytics, predictive modeling, and emerging technologies (including Artificial Intelligence) to drive measurable reductions in loss ratios and operational inefficiencies. Manage vendor relationships within each function with external partners that provide offerings including automation systems and value added services.
• Own departmental budget, including budget development, resource optimization, and workforce and vendor planning; deploy staffing models that maximize productivity and align with strategic priorities.
• Design and implement tailored service strategies that proactively reduce loss exposure, improve account profitability, and reinforce long-term customer relationships.
• Oversee field operations for Risk Management and Premium Audit, including work from internal employees and from field vendor partnerships. Integrate operations seamlessly across regions, ensuring accuracy, compliance, and consistency across lines of business; implement controls to safeguard financial integrity.
• Risk Management - develop Risk Management strategies that align with corporate objectives, regulatory mandates, long-term profitability goals and regional needs; establish governance frameworks to monitor and mitigate emerging risks.
• Risk Management - establish strategy and standards around the function serving the role as a trusted advisor to clients and internal stakeholders, delivering consultative expertise on risk characteristics, safety program design, and audit requirements to strengthen retention and enhance client value. Collaborate with underwriting leadership to define risk selection guidelines, influence portfolio quality, and support strategic decisions for new and renewal accounts.
• Risk Management - govern and continuously update the Risk Management Operations Manual, technical guides, and digital resource platforms, ensuring scalability, compliance, and best-in-class practices.Risk Management - govern and continuously update the Risk Management Operations Manual, technical guides, and digital resource platforms, ensuring scalability, compliance, and best-in-class practices.
• Telematics - lead the telematics (Compass) team to oversee the partnership with agencies and insureds to provide value added services to insureds that have a direct impact on account loss ratio and profitability. Partner with Marketing / Customer Experience, Strategic Business Units, Lines of Business, and Product to target accounts for the Compass offering and to revise and update the product as needed.

Knowledge and Requirements

* Expert-level knowledge of global industry Risk Management / Loss Control standards and compliance frameworks, including NFPA, OSHA, DOT, and premium audit standards, ensuring adherence to best practices and regulatory requirements.

* Extensive experience in Risk Management / Loss Control, encompassing strategic account management and hands-on execution of on-site surveys and comprehensive risk assessments. Familiarity with a broad spectrum of business segments and commercial lines of business highly preferred.

* Excellent analytical, communication, negotiation, and client relationship skills.
* Proficiency in Microsoft Office and familiarity with risk management and audit technology platforms.
* Dedicated to continuous learning and innovation, actively applying emerging concepts and technologies to strengthen organizational resilience and competitive advantage.

Education and Experience

* Bachelor's degree in Risk Management, Safety Engineering, Accounting or related field; advanced degree preferred.
* 10+ years of experience in loss prevention engineering, safety management, premium audit, or commercial Risk Management / Loss Control.
* 7+ years of leadership experience managing multi-regional teams and strategic programs.
* Preferred Certifications: CSP, ARM, or equivalent.

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.

The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

For Massachusetts Applicants

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.