New 
Credit Analyst
 Berkshire Bank | |
 United States, Massachusetts, Medford | |
| 60 High Street (Show on map) | |
 Feb 05, 2026 | |
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Division: Commercial
Department: Commercial Status: Exempt Grade: 9 Salary Range: $52,458 - $81,036 Actual compensation within the pay range will be decided based on factors including, but not limited to, skills, prior relevant experience, and specific work location. Location: Providence, RI Job Duties and Responsibilities * Analyze and underwrite credit requests in a timely manner by leveraging the following resources: interactions with the loan team, meetings with customers/prospects, spreading tools, industry/market research, credit/financial due diligence, appraisals, web research, and other resources as * Accurately identify loan policy exceptions as well as red flags during the analysis process (market risk, bankruptcies, late payments, past due taxes etc.) and bring those to the attention of the * Discuss deal structure, cash flow, collateral, and customer character with Relationship Managers (RM). * Present written analysis, observe presentations by lenders, and present credits from time to time as directed. * Accompany RM on customer calls and interact with customers, in person, and over the phone as directed by * Interact with financial professionals including CPA's, CFO's, listing agents, brokers, appraisers, as needed to assist in the underwriting of credit memos and other tasks for the department. * Conducts market surveys through contact with brokers, online research, licensed database software (CoStar, Reis, MLSpin) * Manage existing portfolio of customers by tracking and preparing annual reviews of relationship * Prepare minutes for loan committee(s). * Performs other related duties as required or Job Specifications (Skills, Knowledge and Abilities Required) * Bachelor's degree in relevant field * 0-2 years of commercial credit experience * Excellent written and oral communication skills * Excellent interpersonal skills and a team orientation * Excellent critical/analytic thinking skills * Extensive knowledge of PC applications, including Excel, Word, Adobe, Outlook * Extensive knowledge of Silverlake Xperience, JHAknow, and nCino preferred but not required * Become well versed in the Bank's credit policy and underwriting standards * Learn, become familiar with, and fulfill compliance requirements * Self-driven and highly accountable * Ability to multi task on several responsibilities effectively and meeting all expected deadlines and expectations set by the loan team or your manager We endeavor to make this site accessible to any and all users. Berkshire Bank is an Equal Opportunity Employer - all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. If you would like to contact us regarding the accessibility of our website, need assistance completing the application process, or would like to request alternative methods of applying, please contact us at hr@berkshirebank.com. | |