New

Quality Control Auditor II (Mortgage Lending)

TEKsystems
$31.25 / hr
life insurance, sick time, 401(k), retirement plan
United States, Colorado, Denver
Nov 06, 2025
Job Title: Quality Control Auditor - Mortgage Lending Location: Remote (Preference for CST or MST time zones) Schedule: Monday-Friday, 9:00 AM - 5:00 PM (local time) Contract Type: 5-Month Contract-to-Hire Department: Quality Assurance - Lending Operations Position Summary We are seeking an experienced Quality Control Auditor to join our growing mortgage lending QA team. This role is critical in ensuring the accuracy, compliance, and integrity of closed loan files through detailed credit, appraisal, and compliance reviews. The ideal candidate will have deep expertise in mortgage underwriting and quality control, with a strong focus on credit analysis and fraud detection. Key Responsibilities * Conduct credit re-underwriting on closed loan files based on AUS findings or manual approvals. * Analyze property appraisals to confirm value support and eligibility. * Recalculate and verify borrower income sources including employment, rental, and other income types. * Assess borrower debt load and calculate debt-to-income (DTI) ratios. * Ensure loan elements meet investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, HELOCs). * Identify potential misrepresentation or fraud within loan documentation. * Detect and report defect trends across QC periods. * Interpret re-verification results and cite defects accordingly. * Enter loan data into the Quality Control system accurately. * Review closing documents and disclosures for completeness and accuracy. * Analyze Note, Mortgage, and Assignment documents for legal and compliance accuracy. * Perform compliance tests including High Cost, APR, Amount Financed, and State Predatory tests. * Document and comment on loan inaccuracies, deficiencies, and missing items. * Assign loan-level defects based on severity and risk to investors/agencies. * Meet and exceed daily productivity goals and maintain high quality standards. * Participate in ongoing training and mentoring with senior QC Auditors. Core Areas of Review * Credit (most critical): Income calculation, credit eligibility, investor guidelines * Appraisal: Property valuation and eligibility * Compliance: Regulatory and state-level compliance checks Required Qualifications * 5-10 years of mortgage underwriting and/or audit experience * Bachelor's degree in Business or related field (or equivalent experience) * Strong knowledge of Fannie Mae, Freddie Mac, FHA, VA guidelines * Excellent written and verbal communication skills * Ability to interpret and analyze mortgage and financial documentation * Strong mathematical skills for income and liability calculations * Detail-oriented with sound judgment and decision-making abilities * Proficient in self-directed research using agency and regulatory guidelines Preferred Qualifications * Experience in a QC environment within mortgage lending * Background in fraud investigation * Underwriting certifications (e.g., SAR, CHUMS IV) * Familiarity with TRID compliance and disclosure review * Licensed Loan Officer experience * Experience with Freddie, Fannie, FHA, and HELOCs Work Environment & Equipment * Remote setup with equipment provided (laptop, monitor, docking station, headset) * Internet speed requirement: 200-300 Mbps upload/download * Web-based phone system support required * Collaborative team environment with growth opportunities in a newly launched QA business line Employee Value Proposition Join a dynamic team at a pivotal moment of growth. This role offers the opportunity to transition into a full-time position and grow within a department that is expanding its focus on servicing-side QA. You'll be part of a supportive environment that values precision, integrity, and continuous improvement. Job Type & Location This is a Contract to Hire position based out of Denver, CO. Pay and Benefits The pay range for this position is $31.25 - $31.25/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Nov 14, 2025. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.