Lending Solutions Specialist

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company's 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

As a Lending Solutions Specialist, you'll be at the heart of helping members achieve their financial goals. You'll serve as a trusted advisor by providing guidance, solutions, and expertise across consumer lending, real estate secured loans, and business lines of credit and Visa products. Your ability to listen, uncover needs, and connect members with the right solutions will deepen relationships, foster trust, and deliver meaningful impact. By creating exceptional service experiences, you'll not only drive member engagement but also help fuel BECU's growth while advancing your own career journey.

• Advise and Guide Members: Use your product knowledge and expertise to uncover member needs and recommend solutions that support their financial goals.

• Be a Lending Expert: Serve as the go-to resource for members and teammates on consumer, real estate secured, and business lending products.

• Strengthen Member Relationships: Leverage programs like Member Advantage to create lasting, value-added relationships and ensure every member feels supported.

• Simplify the Loan Process: Interview members, complete loan applications, and ensure accuracy in all documentation so members experience a smooth lending journey.

• Support Real Estate Lending: Identify the appropriate appraisal report options, provide automated valuations when possible, and guide members through the process.

• Deliver Financial Services with Care: Provide timely, efficient, and professional service, ensuring member issues are resolved quickly and thoroughly.

• Maximize Value: Focus on building high-value relationships and transactions that benefit both the member and BECU.

• Collaborate Across Teams: Partner with internal departments to design strategies, enhance products, and improve the member experience.

• Coach and Mentor: Share your knowledge and support new employees to build confidence and expertise in lending solutions.

• Go Beyond the Basics: Take on additional duties as assigned to support members and contribute to team success.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

As part of this role, you'll experience:

• Purpose-Driven Work: A chance to impact members' lives by helping them make informed financial decisions.

• Professional Growth: Opportunities to build expertise across lending products while advancing your career within a supportive team.

• Collaboration and Innovation: A culture where your ideas are welcomed, and your voice matters.

• Skill Development: Ongoing learning in sales strategy, financial advising, and relationship building.

• Member-Centric Mission: A workplace where doing what's right for members drives every decision.

• Career Mobility: A role that opens doors to leadership and specialized career paths across the credit union.

Minimum Qualifications:

• Bachelor's degree in business or equivalent experience required.

• Minimum two years of financial service sales experience, or three years combined experience with outbound sales and financial services required.

• Experience in originating Lending Applications.

• Understanding of the sales process and ability to manage a sales pipeline efficiently.

• Verbal and written communication skills.

• Analytical and math skills with a high degree of accuracy.

• Comply with SAFE Act legislation, including annual registration as a Mortgage Loan Originator (MLO).

• Thorough knowledge of RESPA, HMDA, Fair Lending, ECOA, and HUD rules and regulations.

• Full-time hours required, with additional hours as necessary.

Desired Qualifications:

• Successful completion of the consumer loans and member service training program with at least one year of experience as a Member Consultant (including loan interviewing, funding, and processing) within BECU or another financial institution.

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.