Remote New

Credit Risk Analyst

Worldpay
United States
Jul 01, 2025
Job Description Are you ready to write your next chapter? Make your mark at one of the biggest names in payments. We're looking for a Credit Risk Analyst to join our ever-evolving Risk team and help us unleash the potential of every business. What you'll own as the Credit Risk Analyst Analyze financial statements (income statements, balance sheets, cash flow statements) of existing and prospective merchant clients to assess creditworthiness and financial stability. Interpret key financial ratios (liquidity, profitability, leverage, efficiency) to evaluate business performance and potential risk in processing relationships. Collaborate with underwriting and risk teams to assess the financial health of merchants and recommend risk mitigation strategies for accounts presenting heightened risk. Facilitate in monitoring the ongoing financial performance of high-risk merchant portfolios and flag early signs of financial distress through periodic internal reviews. Identify trends and anomalies in merchant business models that may pose financial or reputational risk. Support due diligence and financial analysis during new merchant onboarding and periodic reviews. What you'll bring Bachelor's degree in accounting or related field preferred but strong demonstrated experience will be considered. 2-5 years of experience in financial statement analysis preferably in financial services, fintech or payments. Familiarity with credit card and ACH processing ecosystem, merchant acquiring, and risk management practices preferred. Strong analytical, written, and oral communication, and critical thinking skills. Ability to work cross-functionally and manage multiple priorities in a fast-paced environment. Intermediate Excel skills. About the team Winning as a team is even more rewarding when you're doing business the right way. Our dedicated Worldpayers across Legal, Risk, Compliance and Audit help us make it happen. They enable us to expand our horizons while staying true to our commitments and responsibilities. What makes a Worldpayer What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions and finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open and winning and failing as one. Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career. #LI- KS Worldpay is committed to providing its employees with an exciting career opportunity and competitive compensation. The pay range for this full-time position is and reflects the minimum and maximum target for new hire salaries for this position based on the posted role, level, and location. Within the range, actual individual starting pay is determined by additional factors, including job-related skills, experience, and relevant education or training. Any changes in work location will also impact actual individual starting pay. Please consult with your recruiter about the specific salary range for your preferred location during the hiring process. The job duties outlined above may be directly, and negatively impacted by a criminal history, which could lead to the withdrawal of a conditional offer. However, all qualified candidates with arrests or convictions will still be considered. Privacy Statement Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice. EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here. If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired. Sourcing Model Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.