Fraud Investigator

"Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!"

Grade 7

About Republic Bank

Republic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com.

POSITION PURPOSE AND OBJECTIVES
The Fraud Investigator is responsible for researching internal and external fraud; working with law enforcement, bank associates and others to reduce bank losses.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

MINIMUM QUALIFICATIONS
* Minimum of 4 years' experience in fraud investigation, auditing, banking, or compliance experience required.
* Debit and/or Credit Card experience required.
* Wire Transfer experience required.
* Deposit/check fraud experience required.
* Proficiency in Microsoft Office products and internet applications required.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
* Review kiting suspect, overdraft and other suspicious activities reports each day. Investigate any unusual activity. Take corrective action on account (hold deposits, return checks, close accounts, etc.) to prevent losses.
* Monitor early warning system for card-based threats, investigate any unusual activity and take corrective action on account to prevent losses.
* Receive, record, and respond to internal and external inquiries related to claims, disputes, fraud, and embezzlement.
* Document all claims and maintain organized records of all activities. Prepare and submit reports of claims and activities.
* Investigate all claims and allegations from inception to resolution including but not limited to bank card fraud and deposit/check cashing fraud.
* Collect and preserve evidence.
* Ensure confidentiality of all information collected during investigations.
* Prepare and refer criminal cases to law enforcement. Act as a liaison between the Bank and law enforcement.
* Represent the bank in court proceedings as necessary.
* Attend LABSO (Louisville Association of Bank Security Officer) and other security/fraud meetings.
* Collaborates with both the Audit and Security Department with research.
* Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
* Model and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
* Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED
* Excellent verbal and written communications skills; for effective interactions with associates, customers, and law enforcement.
* Must be self-motivated and work in a team environment.
* Requires a high energy level and strong sense of urgency.

PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS
* Travel between Republic Banking facilities may be required including occasional out of town travel.
* Flexible work schedule may include some evenings, weekends and/or overtime.
* Stay abreast of new developments, best practices, and statutory and regulatory changes.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.