Credit Monitoring Analyst III

Busey Bank
life insurance, paid time off, 401(k), profit sharing
United States, Kansas, Leawood
11440 Tomahawk Creek Parkway (Show on map)
May 07, 2025
Position Summary The Credit Monitoring Analyst III will provide credit administration support and service to Banking teams and the Credit Monitoring Department. Review and analyze Borrower/Guarantor Financial information on an ongoing basis and assist with monitoring the financial performance of Borrowers. Duties & Responsibilities * Maintain in-depth knowledge of Credit Monitoring and industry best practices. * Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness. * Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team. * Work independently the majority of the time and complete work with little supervision. * Serve as Credit Monitoring subject matter expert and on the Bank's financial analysis software to include any upgrades, training, or new resources. * Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio. * Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis. * Complete financial spreads in an accurate and timely manner. * Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions. * Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients. * Complete vendor reviews. * Comply with all credit administration policies and procedures. * Coach, train, and support Credit Monitoring team members. * Interact with internal and external clients while providing extraordinary service. * Develop and maintain trusted, positive relationships with employees, clients, regulatory agencies, and vendors. * Represent the Bank and Credit Administration team in a highly professional manner. * Complete job assignments in a professional, timely and efficient manner; organize and prioritize work. * Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance; both onsite and remote. Education & Experience * Five or more years as a successful credit analyst or similar role in a commercial bank is preferred. * Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks. * Knowledge of financial statements. * PC experience in a Windows environment, Word, and advanced spreadsheet experience on Excel is required. * Effective verbal, written and interpersonal communication skills. * Advanced understanding of financial statements. * Ability to read and comprehend credit write-ups and loan documentation. * Experience in Salesforce, JackHenry, and Moody's preferred but not required. * Bachelor's degree with exposure to Accounting, Finance or Business courses is preferred or equivalent work experience. Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $33 - $40/ hour) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.