Environmental Executive Underwriter

Our Environmental Division is seeking an Environmental Executive Underwriter to join our growing team. The Environmental team delivers significant value to our wholesale broker partners by providing them with bespoke underwriting solutions to the most challenging of risks.

With this opportunity, you will source, underwrite and manage a profitable portfolio of difficult-to-place environmental risks, often with unique exposures considered unique or challenging, and in accordance with AmTrust E&S guidelines, strategy and profitability standards. The person in this position is responsible for new business development, risk analysis and assessment, coverage evaluation, pricing and contract negotiation so as to maintain and develop a profitable environmental portfolio.

The position requires advanced risk assessment skills with a minimum of 10+ years Environmental Insurance experience. Specialized coverage and product knowledge for higher-hazard, complex risks, with a focus on site-based exposures is critical. The ideal candidate will be able to leverage their expertise to drive profitability, develop broker relationships, and mentor junior underwriters.

Those within a 50-mile radius of an AmTrust office may be required to abide by a hybrid schedule.

Underwrite and manage a diversified book of environmental casualty and monoline risks, with emphasis on site-based exposures, ensuring adherence to underwriting guidelines, profitability standards, and regulatory requirements.
• Manuscript coverage/policy language to exclude or otherwise address certain elements of particular exposures.
• Develop and maintain strong relationships with wholesale brokers to generate new business and retain renewals, aligning with AmTrust's strategic priorities.
• Conduct advanced risk assessment, pricing, and coverage evaluation for complex environmental exposures, utilizing tools such as risk profiling models and loss analyses.
• Collaborate with Home Office, Legal, and Claims teams to drive product development and address emerging environmental issues.
• Provide mentorship and guidance to junior underwriters, fostering skill development in environmental underwriting.
• Monitor market trends, competitor offerings, and legal/regulatory changes to inform portfolio decisions and maintain competitiveness.
• Achieve financial targets (premium growth, loss ratio, retention) for assigned portfolio.
• Support the achievement of continued profitability, growth and/or operational efficiencies for a product line through assessment of competitor product offerings and market appetite
• Identify and take corrective action and/or collaborate with the appropriate area within the organization based on individual risk characteristics identified through broker reviews, large loss analysis, risk control, etc.
• Coache, lead and develop more junior underwriters and direct the development of coverage and associated exposure training.

• 10+ years industry experience (Underwriting, Brokerage, Product Line Management), with specialized environmental coverage and product knowledge, particularly for higher-hazard, complex risks, with a focus on site exposures, distressed premises risks, as well as products liability and products pollution.
• Proven track record of broker development, negotiation, and portfolio profitability in the Environmental and/or Excess & Surplus (E&S) insurance market.
• Strong analytical skills to assess complex risks and make data-driven decisions.
• Excellent communication and interpersonal skills, with the ability to influence stakeholders at all levels.
• Location agnostic but the ideal candidate will be near a major metro area. A willingness to travel up to 25% for broker visits, industry events, etc. is crucial.
• Ability to understand and execute strategic priorities including; pricing strategy, agent strategy, rate strategy, underwriting appetite, limit management and mix of business.
• Strong knowledge of the environmental market and demonstrated marketing and business development experience within the wholesale distribution channel.
• Advanced analytical skills to interpret business information drawn from multiple sources to take critical account decisions regarding quality of risk.
• Keen influencing, persuasion and negotiation skills are essential.
• Strong computer skills (Excel|Word|SharePoint, etc.) with demonstrated high accuracy output.

Why Join AmTrust E&S?

• Competitive salary, performance bonuses, and comprehensive benefits.
• Opportunity to underwrite challenging and innovative environmental risks.
• Collaborative, growth-oriented culture with a focus on professional development.
• Flexibility with remote or hybrid work options.

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future